Would you really consider entering into some form of business without an agreement on the facts? They normally call these partnership agreements. You probably said no, right? This is why you should not enter into a marriage without a prenuptial agreement. It just makes sense that you both know where you stand, who is bringing items (such as assets) into the relationship, and who gets these in the event things come to a crashing halt in the marriage. Of course hopefully you won’t need it, but what if you do?

Many people believe this type of behavior is setting a marriage up for failure from the start. But after seeing so many divorces from good friends, I totally disagree. If you go into a marriage with total honesty, everything is out on the table for all to see, right? This is the straightforward way to do things, in my opinion. Whether either of you own an expensive amount of assets or not, you don’t know what will happen down the road. Preparing for all the potential problems and outcomes just seems to make sense. Don’t forget your prenuptial agreement sample, get the truth now.

Most couples begin a marriage thinking that things will totally work out, and never want to imagine getting a divorce. This is sometimes called the “rose-colored glasses” effect. Considering that more than half of all marriages in this country end in divorce and many times drain the bank accounts of both parties in the process, who are you really fooling? We live in a different time than our parents, where people change so drastically over the years that it is nearly inevitable that we grow apart in marriage. Is that such a negative thing? The positive side is that it gives us a chance to experience much more in life, and even to grow as a person. Of course a divorce is sometimes painful, but going into a marriage thinking it will last forever is just not realistic any more. Facing up to this reality is a bit more mature in my opinion.

What are the situations that can happen where a prenuptial agreement sample would be needed? There are so many it boggles the mind – from having a business venture, to getting an inheritance from a rich relative, to having separate accounts set up for children (possibly even a college fund?), to having a windfall in a particular stock fund. The list goes on and on, but you get the picture. There are many financial occurrences that can happen, both good and bad, that may happen during a marriage. What if you suddenly find that your spouse has an addiction to shopping? Would you allow him/her to drag you down and lose everything in a divorce? Most people don’t consider the endless possibilities like this until it’s too late.

In conclusion, I hate to be the bearer of bad news, but life doesn’t always go as planned. So if you don’t have a backup plan in place you are much more likely to end up in negative situations than if you had one, such as a prenuptial agreement. Get the facts from a good family law attorney and you may save yourself a lot of grief in the case of a divorce. Or even download one for free from the internet!

Do you know of anyone that has prenuptial agreement, besides perhaps an actor or millionaire, maybe Tiger Woods and his wife? You may be surprised how many couples decide on getting them these days with financial complications abounding. After all, you want to protect what is yours, right? Love is still the most important part of a marriage, but make no error about it money is always a substantial part as well.

Nothing can kill love faster than the word “prenup”. But with approximately one in three of all first marriages ending in divorce, and 50 percent of second or third ones hitting the skids, a prenuptial agreement is simply smart financial planning, both legal and financial experts say. Learn more about prenuptial agreement sample for your benefit.

Think of it as a business association or as an insurance policy to help remove some of the emotion that’s naturally involved, most financial advisors will say. Marriage is not just an emotional and physical union — it’s also a financial union. A prenup and the conversations that go with it can help ensure the financial well-being of the marriage.

A prenuptial accord is a contract between two people about to wed that writes out how assets will be distributed in the event of divorce or death. Such legal documents have existed for thousands of years in some form or another, particularly in European and Far Eastern cultures, where royalty have always made provisions for protecting their wealth.

You don’t have to be a Donald Trump to need a premarital agreement. A person who has managed to save even $50,000 may be more protective of their little nest egg than someone who has millions. After all, we all look at our assests as very valuable even if they are only a small amount, or just family heirlooms.

Those are sometimes the most jealously guarded assets because it has taken a lot of hard work to accumulate even a small amount.You should consider having a prenuptial agreement if you fall into any of the following categories:
• You have assets such as a home, stock or retirement funds
• Own all or part of a business
• You may be receiving an inheritance
• You have children and/or grandchildren from a previous marriage
• One of you is much wealthier than the other
• One of you will be supporting the other through college
• You have loved ones who need to be taken care of, such as elderly parents
• You have or are pursuing a degree or license in a potentially lucrative profession such as medicine
• You could see a big increase in income because your business is taking off, or that garage band you play in has just gotten a contract with a big record company.
Approaching the subject

So how does one approach this touchy subject? First, do it as early as possible. The mention of a prenuptial agreement template shouldn’t come as a surprise if you and your sweetheart have been open with each other as the relationship became serious.
Some lawyers recommend partners talk it over before the engagement. Let your future spouse know you believe these agreements are crucial and that you’d like to go over the subject. Once that it’s agreed to have one, only the details remain.
Second, the discussion must be honest. You have to be real forthcoming about why you want the agreement. It’s not very romantic, but you have to appreciate what the other party’s concerns are, and be respectful of their perspective also. If your future spouse had parents that went through a bad divorce, this can certainly make the decision to have a prenup much easier.

Some people will say that when a couple are getting married it’s best not to have any kind of prenuptial agreement, however there are many reasons why this is exactly what you need. The divorce rates are over fifty percent in this country and not getting any better. Things have changed to a great extent since the 1950’s, and they aren’t getting any better. You should not live in the past, so secure your finances now and listen up because here are some more reasons why you need a prenuptial agreement.

First of all you will save a large amount of money on attorney fees if you enter into a prenuptial agreement template before getting married. This assumes of course that you both have some assets before the marriage. If that is true, then you both probably want to protect those assets in case of a divorce, whether you plan on having children or not.
Attorney fees can easily cost upwards of $10,000 or more for a contested divorce, but this can be avoided completely with a prenuptial agreement.

Another thing to keep in mind is if either or both of you already have kids from a previous marriage or relationship, and want to make sure they are provided for in the case of a divorce proceeding. Whether they are grown children or not, they can be provided a distribution of your assets (either party) in this case which will provide some peace of mind for you. Knowing that your children are legally protected is critical in cases of divorce.

Reason three is just to point out the obvious – if one person has a large amount of wealth coming into the marriage, while the other person has relatively none, the person with the most has much more to lose in the event of a divorce. This is also common when one or the other is a beneficiary of a large will that may be in the future, and knowledge of this event is something everyone is aware of.

Protecting yourself in these circumstances is just common sense, even if you do trust your partner. You don’t know how the influences of their friends or relatives may effect their judgment. Some people are easily talked into taking advantage of a partner when things start to go bad, so looking out for your best interests only makes sense.

What about kids? If you have children, most women want to take no chances when it comes to making sure the children are taken care of in case of a divorce. You may get child support in case of a divorce, but what about your lifestyle? It would certainly suffer if you marry into money and have no security in advance with a prenuptial agreement template. It works both ways, so remember get your finances in order with an iron-clad legal agreement before hitching your wagon, if you know what I mean.